14 One Of A Kind Burgers in Philadelphia

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Philadelphia is certainly a city that has become well-known for its food; everyone knows the Philadelphia Cheesesteak, and the city is filled with high quality restaurants to enjoy a delectable meal.

But summer is burger season and it’s not too late to seek out one or more of the top 14 burgers in Philadelphia before this summer is over!

Number one on the list is The Brisket Cheeseburger at Lo Spiedo at the Navy Yard. Lo Spiedo offers a menu with a variety of meats slow-roasted on a spit or “spiedo” in Italian, which makes their brisket cheeseburger one of their several menu highlights.

Number two is a classic burger at the new Tired Hands Fermenteria in Ardmore. Their handcrafted burger comes with lettuce, tomato, onion, cheese, candied bacon, pickles, housemade Hop Hands mustard and fries, yum! They are also known to have delicious beer to pair with your meals.

Moving down to number seven on the list, the new South Bowl in South Philly gets a lot of attention from their pizza, but also has some high quality burgers on the rise. The burgers come with a diverse selection of toppings including jalepenos, avocado, crispy onions, bacon, taylor pork roll, gruyere, fontina, provolone and more. Add a Taylor Pork Roll and a fried egg to create an excellent brunch burger!

For the full list of all 14 must have burgers, including ones with guacamole, red wine reduction or even coconut shrimp, click here!


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Home Insurance 101

home insuranceIt is important to know the do’s and don’ts of home insurance in order to get the most out of your investment. Here’s some home insurance 101 to help know what is covered and what is not covered.

First thing’s first: Talk to multiple agents. David Thompson, an instructor with the Florida Association of Insurance Agents in Tallahassee advises people to speak with multiple agents and that the biggest mistake consumers make is buying a homeowners policy solely because it has lowest annual premium.

Know what IS covered:

If your home and its items were damaged or destroyed, generally your policy would cover “replacement cost” which is an estimate of what it would take to repair or rebuild it and to replace your belongings.

Replacement cost is typically calculated from insurance companies’ formulas and they have a number of ways of arriving at those formulas, Thompson said. The homeowner will supply basic information and the insurers will add in other current cost data.

Along with the structure and contents, insurance generally offers a certain amount of liability protection  someone is hurt in a slip-an-fall accident in your home. It also should cover living expenses if you’re unable to live in the home because of fire, etc.

Standard policies usually spell out what is covered such as fire, theft, hail, lightning, etc.

Know what is NOT covered:

Policies don’t often cover damage from floods, sewer backups, earthquakes and a few other unfortunate circumstances. Separate coverage for such events may be a good idea, especially if you live in a flood-prone or earthquake-prone zone.

Hurricanes are a special category unto themselves and the deductible (the amount the policyholder pays out-of-pocket before the coverage kicks in) is not usually a set amount; typically, it’s based on a percentage of the insured value, up to 5 percent.

If you’re planning to operate a business from your home, your business equipment most likely wouldn’t be covered in a homeowners’ claim.
In covering your possessions, insurers suggest that the best thing you can do for yourself is to take an inventory of what you own and update it constantly. Standard policies have limits on how much they may pay for your items, so if you have particularly valuable items such as furs, jewelry, etc., you may want to consider purchasing a “floater” or “rider,” which is separate coverage for those items’ full value.

 

Consider your deductible:

Policies usually have a deductible amount, so if a loss occurs, it’s a sum the policy holder would pay before the insurance coverage kicks in. Deductibles are commonly $500 or $1,000, but they can vary. The higher the deductible amount, the lower the premiums will be.

Some policies may have a “percentage deductible.” For example, if your house is insured for $100,000 and you have a 2 percent deductible, then $2,000 would be deducted from the amount of your claim if the house is a total loss.

 

For the full article on home insurance 101, click here!


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Art Star Pop Up Market at Spruce Street Harbor Park

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Every Saturday from 11-4 until September 26th, The Art Star Pop Up Market will feature the work of up to 20 curated art and craft vendors.  Each participating vendor will be set up al fresco style under a tree lined walkway within the park. A variety of handmade goods at an affordable price range will be offered and the vendor line-up will change each day!

The Spruce Harbor Park is located along the Delaware River between Lombard and Walnut Streets.  The park includes a pop up restaurant and bar, a boardwalk, games, live music, family friendly activities and the most popular attraction, the hammocks! Tons of people come to lay in the parks famous hammocks with the beautiful scenery.

Be sure to check out all the different venders at the market before it closes!


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Decorating Tips For Renters

rentJust because you rent a home, doesn’t mean you have to hold back on your creativity. There are lots of decorating ideas that will make your space look homey without them being permanent or too hard to take with you.

1. Even though you can’t paint your walls, you can still play around with color. Hanging up pictures, mirrors or plates on the wall with color and design will give your home that pop you want. You can also have colorful plates and cups displayed on the shelves of your home such as in the kitchen.

2. Portable shelving is a great way to increase your storage space without having to buy the expensive and large furniture for it. It will unclutter your home and can look pretty too.

3. Painted thrift chairs is an easy and cheap way to dress up seating and create a cohesive look in your dining room. Paint them all one color and see how much it can bring a room together!   For some more small decorating tips for renters, click here.


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Owners Focusing on Home Improvement

 

remodelingHome owners are expected to increase their home improvement spending expenses in the next year and recent increases in home equity are partially behind that expected flow. Also, an increase in recent home sales activity is a good sign for the home improvement market, since recent home buyers usually spend about a third more on home improvements than non-movers, even when controlling for age or income differences, according to Harvard University’s Joint Center for Housing Studies’ Leading Indicator of Remodeling Activity.

The LIRA projects annual spending growth from home improvements is expected to increase 4 percent by the first quarter of 2016. The predicted flow of remodeling in the coming years is driven by a rising number of older adults who will want to outfit their homes with more age-in-place home features as well as projects stimulated by an aging housing stock.

LIRA


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Tips For Moving Into Your New Home

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Settling into a new home can be a big adjustment. Moving involves a lot of planning and effort to make the process as smooth as possible. Once you get into your new home, there are a few tips to help you settle in more quickly and flawlessly:

1. New Address: It is important to file change of address forms with the post office so that your mail is sent to your new address. It’s best to do so before you move to make sure you don’t have the stress of missing important mail, and so bills in need of payment are not prolonged. You will also need to update your address in other places such as on your drivers license, voter registration, credit cards and for any subscriptions you have.

2. Store Important Documents: With all the chaos and clutter of moving, many things can get lost or temporarily misplaced in a big move. Be sure to keep important papers safe such as moving van documents and real estate papers.

3. Security: A lot of people may want to consider getting a security system if their home does not already have one. Also, consider changing your locks or make sure that they are changed before you move in. If you home is being built for you, most construction workers don’t put in permanent locks until right before you move in, but it doesn’t hurt to double check.

4. Double Check Repairs: Many repairs will have been taken care of before you move in. If there are any missed repairs, check that each item is attended to. A burned out light bulb, a chipped outlet cover, or a spot of touch-up paint that’s needed are typical items that can show up during a final walk-through.

5. Home Owners Association (HOA): It’s important to review your HOA rules, since each community’s regulations are slightly different. Find out what you can and can’t do in terms of renovations and decorations. Your HOA rules can also help you find out what the trash and recycling collection schedule is, as well as many other important details.


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Monthly Open House For Philadelphia Galleries

 

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On the first Friday evening of every month, the streets of Old City fill with all types of art lovers who stroll among the area’s 40-plus galleries at this monthly open house. Rain or shine, 5 to 9 pm!

A casual atmosphere promotes art, eating at Philadelphia’s remarkable restaurants and plenty of opportunities for mingling. There’s diversity both in the crowd and among the galleries. Most galleries can be found between Front and Third streets, and Market and Vine streets.

For further information about the area as well as the history of this tradition, click here.


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Restaurant Week in Philadelphia!

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Philadelphia’s annual center city restaurant week is here! Customers can enjoy delicious budget conscious meals from $20-$35 at over 120 restaurants. Dozens of Center City’s finest restaurants participate in this event and offer delectable prix-fixe menus with three-course meals, only $35 a person! Some of these restaurants include posh Restaurant Row stalwarts like Alma de Cuba and The Dandelion, hotspots like Garces Trading Company and Barbuzzo, excellent BYOBs like Mercato and special-occasion restaurants like Amada.

Be sure to make your reservations for this restaurant week, August 2-7 and 9-14 ASAP, Restaurant Week reservations fill up extremely fast!

For more participating restaurants and more information, click HERE.


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